If you are comparing physician salary by specialty and you think you are underpaid, it’s important to consider the non-financial factors that contribute to compensation in physician specialties.

Have you learned that your take-home pay in your small town internal medicine job is less than that of your colleague, who practices internal medicine as a hospitalist in a big city?

Keep these points in mind:

· Schedule: Do you have more flexibility in your work hours, or a more generous vacation plan, in exchange for a slightly lower salary?

· Location: What is the cost of living where you practice? What will buy you a large home and yard in one part of the country may barely cover a townhouse in another area.

· Commuter costs: Do you have two-hour drive to work, or can you walk or ride a bike?

· Benefits: Do you have a retirement plan and health plan that meets your needs? Are you eligible for bonuses?

· Career satisfaction: Are you happy with the opportunities you have to practice your physician specialty, and are there opportunities for advancement available if you want them?

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